Group Mediclaim Insurance

Group mediclaim is offered by companies or societies for their employees or fellow men. These policies benefit all in a group and can be customized to suit the group interests. ... This Policy just doesn't end by providing Coverage against health issues but also provides preventive solutions.

Employees are the most important assets for an organization. As an employer, your priority would be to ensure their well-being for financial and practical reasons.

Group Health Insurance covers the employees against expenses due to illnesses or accidental injury. The employees may belong to organizations with number of employees more than 20 like banking institutions, multi-nationals or SMEs including both financial and non-financial institutions.

The size of the group can be either small or large as per the requirement. The members can also be covered under different sub-groups with varying sum insured. The conditions for such classification of employees into sub-groups will be decided by the employer or group administrator based on their position or risk category.

  • BENEFITS FOR THE EMPLOYEES:? While the specifics of the Group Health Insurance Policy may vary from company to company, the general coverage comprises of:
  • HOSPITALISATION COSTS: Costs including room rent, boarding, nursing, doctor’s fees, Anaesthist fees, diagnostic tests medicines & drugs etc.
  • PRE-HOSPITALISATION COSTS: Expenses prior to Hospitalization up to certain number of days, as mentioned in the policy schedule.
  • POST-HOSPITALISATION COSTS: Up to pre-determined number of days, as fixed in the policy schedule, after discharge.
  • CASHLESS HOSPITALISATION: Cashless services through a Third Party Administrator based on the tie-ups with network hospitals.
  • PROTECTION AT A LOW COST: The cost of buying an insurance policy is shared within the group or entirely by the employer.
  • 24X7 COVERAGE: Protection against unforeseen events at all times anywhere in India.
  • BENEFITS FOR THE EMPLOYER: Along with giving the benefit to the employees and their beneficiaries,Group Mediclaim is also beneficial to the employer.

We at Fin Ad Wise serve you at the time of claim. Our USP is claim settlements. We have 100% claim settlement. We have a dedicated staff to help you at the time of cashless settlement and take care of reimbursement. We work for all health insurance companies.