What is Health Insurance?

Health Insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.

What is Motor Insurance?

Motor/Vehicle Insurance is an insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.

What is Home/Office Insurance

When you think of Home/Office Insurance,think protection. Most people simply can't afford to rebuild their home / office and replace everything in it if there's a disaster, which is why home / office insurance is so important.

Home /Office Insurance is a form of Property Insurance that covers losses and damages to an individual's and to assets in the home / office. It also provides liability coverage against accidents in the home/ office or on the property.

What is Travel Insurance?

Travel insurance is a insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically. Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame.

What is Liability Insurance?

Liability Insurance provides the insured party with protection against claims resulting from injuries and damage to people and/or property. Liability insurance policies cover both legal costs and any payouts for which the insured party would be responsible if found legally liable.

What is Marine Insurance?

Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination. Marine insurance also includes Onshore and Offshore exposed property, (container terminals, ports, oil platforms, pipelines), Hull, Marine Casualty, and Marine Liability.

The Marine insurance policy covers the loss or damage to property caused due to natural disaster like cyclone, earthquake, lightning etc. And also Manmade disasters like theft, violence and piracy of ships, collision, overturning or derailment of land conveyance.

What is Term Insurance?

Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active, or in force, a death benefit will be paid. Unlike most types of permanent insurance, term insurance has no cash value. In other words, the only value is the guaranteed death benefit from the policy.

What is Mutual Funds?

Mutual Fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund's assets and attempt to produce capital gains or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.

Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds and other securities.

What is Financial Planning?

Financial Plan is a comprehensive statement of an individual's long-term objectives for security and well-being and a detailed savings and investing strategy for achieving those objectives. A financial plan may be created independently or with the help of a certified Financial Planner.

In either case, it begins with a thorough evaluation of the individual's current financial state and future expectations.

What is Personal Accident?

Personal Accident Insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

Simply put, Personal Accident Plans are a type of General Insurance that provides policyholders with financial support in the event of an unfortunate accident occurring.. Beyond permanent injuries sustained, medical expenses are also covered under most personal accident plans on a reimbursement basis.

What is Group Mediclaim?

Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer's risk is spread across a group of policyholders. It covers the employees against expenses due to illnesses or accidental injury.

What is Corporate?

A Corporate Insurance may be defined as a type of insurance which can be used by large organizations to cover up various operational risks such as theft, financial losses, employees' health benefits and accidents.

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complete range of Financial & Risk Management solutions.

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FIN AD WISE- The Excellent Investment Advisors

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Welcome to Fin Ad Wise- Excellent Investment Advisorz

One of the Premier Financial Services Organisation, Provides a complete range of Financial & Risk Management solutions. In FIN AD WISE our moto is Diverse Needs, Diverse Priorities & Diverse Solutions. FIN AD WISE was founded by Mr. Puneet Oberoi in May 2003 & Since then they are pioneers in Financial industry. PUNEET OBEROI- CFPcm

Mutual Fund:
Mutual funds are in the form of Trust that brings money from money people and invest it in various classes of assets to achieve certain financial goals. In other words it wouldn’t be wrong, if we call that Mutual Fund is trusts which pool the savings of N number of investors and then reinvests those funds for gaining profits and then distribute the dividend among the investors. Mutual fund Companies:
• ICICI Prudential Mutual Fund
• Birla Sun Life Mutual Fund
• IDFC Mutual Fund
• HDFC Mutual Fund
• SBI Mutual Fund
• Franklin Templeton

Health Insurance: We at FIN AD WISE serve you at the time of claim. Our usp is claim settlements. We have 100% claim settlement record. We are in this sector for more than a decade. At FIN AD WISE, We have dedicated staff who will help out at the time of cashless settlement & take care of reimbursement. We are having a team of 7 people for claim settlements. 3 for cashless and 4 for reimbursement of claim. We work for all health insurance companies.

General Insurance: Everything comes under general insurance which protects risks posed by several aspects of life and its varied assets like including property, enterprise, vehicle, money lending and various other forms of professional casualties other than human life. In today’s modern era, Each individual and all forms of property holders, general insurance is a must.
General Insurance type:
• Motor
• Fire
• Health
• Marine
• Burglary
• Travel


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Health Insurance

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We at FinAdwise specialize in claim settlements and take pride in a 100% Claim Settlement record.

Be it cashless or reimbursement process, we ensure that your entire process is HASSLE-FREE.

We understand the needs of your loved ones and yours – we concentrate on your insurance needs, so you can concentrate on their health

Click here to learn more about our Services

General Insurance

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In today’s modern era, everything ranging from a home to a mobile phone is insured.

But are you sure if the insurance plan you are considering is the RIGHT one for your asset? We calculate the most optimum plan for you based on your personal needs.

Motor, fire, accident, burglary, travel – you name it, we deal with it and we deal with it right.

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Mutual Funds

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Are you looking at Mutual Funds to achieve personal financial goals? But have trouble balancing the risks and rewards?

Or are you completely new to Mutual Funds and find it COMPLEX?

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Our Customers Are Saying...

Parag Lele

Atul Batra

I Atul Batra of Uniserve Law Offices in legal practice for over 25 years. I would like to put in appreciation for Mr. Puneet Oberoi of “Excellent Investment Advisors Pvt. Ltd” on behalf of myself and my wife. We are were to travel abroad and just before travel we remembered our Travel Insurance has not been taken care of.

Sonia Khanna

Baljit Gulati

Letter of Appreciation I, Baljit Gulati Director of ProEdge Loyalty and Marketing would like to express my appreciation for the services provided by Puneet Oberoi and his team towards my Insurance needs. I have been dealing with insurance agents and companies for a long time but the quality I have received from Puneet Oberoi are above expectations.

Bhaaskar B Lokhande

P. Singal

I, Pramod Singal, Partner of Parmod Singal & Associates, Chartered Accountants, would like to place on record the excellent quality of services & advice offered by Fin AdWise, represented by Mr. Puneet Oberoi. Finally, we have found an insurance professional; who is prompt, knowledgeable, efficient, and friendly in always finding us the best advice.

Prabhat Yadav

Saurabh Malhotra

Testimonial 25th September 2017 I, Saurbh Malhotra, CEO of Excel Polish Company Private Limited, New Delhi would like to give this testimonial to Mr. Puneet Oberio of Fin AdWise. Puneet Oberio and Fin AdWise is a name synonymous with credibility, dependability and integrity in the world of General Insurance Services.


Gurpreet Bhatia

I, Gurpreet Singh Bhatia, Founder of Flying Saints Creative Agency would like to place on record the excellent quality of services & advice offered by Fin AdWise. – represented by Mr. Puneet Oberoi. Finally! We found an insurance agent who is prompt, knowledgeable, efficient, and friendly in always finding us the best deal.

Shraddha Sharma

karan Ramchandani

I, Karan Ramchandani, Director of Grandeur Interiors, would like to put on record my appreciation for Mr. Puneet Oberoi and his firm Finadvise. At Grandeur, we retail luxury Italian and German kitchens and wardrobes through our showrooms in Delhi and Mumbai. As you know, Insurance is a business with many players and agents.

Nikitha Reddy

Vivek Bhatnagar

Templatolio is a leading 360 degree marketing services company focusing on social media & search marketing working with leading Indian and global brands. As a CEO of this company, I hardly find time to consult and think about health insurance and that’s why due to my busy schedule I had left my health insurance coverage as it is at a static coverage of only INR 10 lacs.

sasanka sekhar panigrahi

Puneet Datta

I, Puneet Datta, representing Multani Jewellers, a name synonymous with exquisite Designs, quality and integrity since 1967, with a retail studio at M Block Market & B-2-B set up in Connaught Place, New Delhi would like to acknowledge the services of Mr. Puneet Oberoi of M/s Excellent Investment Advisorz Pvt. Ltd., a leading General Insurance Company in Delhi.

Nikitha Reddy

Pramod Chitkara

My Name is Pramod Chitkara from Sahaj Infotech Pvt Ltd and We are into the business of Software Solution. We provide range of ERP Solutions for Business Houses, Schools and NGO. I wish to give my Testimonial to Mr Puneet Oberoi of Finadwise.

sasanka sekhar panigrahi

Mickey Pasricha

alpha lumos technologies Testimonial I, Mickey Pasricha from Alpha Lumos Technologies, your complete Lighting Solution expert and manufacturer of LED Lights, would like to place on record my sincere appreciation for Mr. Puneet Oberoi from Finadwise. Of course one wants value for money but if you get great experience with it, its “icing on the cake”.

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